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Set Goals, Rather Than Resolutions!

Newton’s first law of motion is often stated as:

       An object at rest stays at rest and an object in motion stays in motion with the same speed and in the same direction unless acted upon by an unbalanced force.

Enormous, massively-heavy trains don’t get up to speed in an instant, and neither do people.  Whatever your goal is, start with small achievable steps, and slowly build speed as you stay committed to the goal.  Once you have momentum, it will only take  minimal energy with the routine and behaviors that you have established to realize your goals!

Have Amazing Experiences, Rather Than Accumulating More Things!

Advertising experts have us focused on buying and accumulating more things.  Rather than falling into their expertly crafted trap, focus on meaningful and unforgettable experiences.  Many people are difficult to shop for, so don’t; rather, spend time with that person, have a memorable experience with them, or, even better, help them fulfill a lifelong goal or dream.

Saving a Little Now Equates to BIG Savings Later!

Investing only $25 per month for 30 years at 6% return equates to $23,717.46; increase your monthly savings to $100 over that same period, and you can have yourself $94,869.82.  There are many ways to invest your money, and they can make more or less return depending on your risk tolerance.  If you were to have invested $30 per month into Apple stock over the past 30 years, today your investment would be worth about $362,567.05!